Sunday, July 15, 2018

"Jul 18" - SG Transactions & Portfolio Update"

No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
Vicom
27,000
6.20
167,400.00
25.0%
2.
Frasers Logistic Trust
126,000
1.06
133,560.00
20.0%
3.
M1
75,000
1.61
120,750.00
18.0%
4.
Singtel
37,000
3.24
119,880.00
18.0%
5.
Far East Hospitality Trust
100,000
0.66
  66,000.00
10.0%
6.
Starhill Reit
100,000
0.65
  65,000.00
10.0%
7.
Warchest
-
-
    1,000.00
1.0%
Total
673,590.00
100%

It's time for another month of updates.



Investors Exchange 2018

First up, I wanted to update quickly on how the investors exchange talk went yesterday.

I thought it was heartening to see so many people turned up and very serious about taking charge of their finances so I think the event is moving into the right direction.

I received some development feedback on the talk myself so big thanks for that too.

There were very little time to mingle around especially that it was only during the 30 min break (which includes light bites) so I can understand if folks have further questions pondering.

I'm more happy to clarify and answer if I have the answer to them. Sometimes I may not have them myself. So keep the questions coming.

One question which I received quite often is on my "so little warchest" as compared to others in the allocation section. I think I've answered it pretty extensively but if you are still unsure you can read my latest position and take on cash here.

Great Turn Out Event @ Investors Exchange 2018

Project Cost-Saving 

This is something which myself and my wife are undertaking for the moment.

We are currently challenging ourselves for a project cost saving and the first thing we wanted to cut down is on transportation and restaurant costs.

Sometimes, with 2 kids, it is too easy and tempting to sell ourselves to the idea of "it is so inconvenient" and hence many times we ended up taking taxi or grab even to near places.

This project aims to cut that sort of mindset and we hope to take more public transportation soon and so far the project has been going excellent. In fact, our recent example of going to Science Center by bus is a good exemplary of that.

While COE has reportedly come down, I don't think the household would need a car given our mobility and high challenges adaptation.

We should see some good reduction in our monthly expenses.

Another way we are doing more saving is to get through every buy that we can associate with "Shopback".

I'm a big fan of Shopback and their cashback are amazing, given that we buy groceries and daily needs on a daily basis without them anyway.

Extra money does indeed helps.

If you are interested you can sign up via my link below. You'll get $5 upon signing in and I'll get a referral of $5 as well.

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These cashback is not bad at all!!!

Portfolio Updates

There are not much update on this except that I have moved around my portfolio a little bit by divesting some in favor of Singtel.

The recent flush down in Singtel is a no-brainer to me.

They are obviously an action of institutional sell-off rather than further fundamental impact and so I went to take big chances when they dived down and I added a lot of positions at $3.11, $3.09 and $3.08. Too bad my warchest are exhausted, otherwise I would have galloped much more closer to $3.02.

I ended my position for Ho Bee Land just right the week before the news surrounding the ABSD kicks in so my selling position was relatively unscathed hence I could switch to Singtel. Ho bee is very much still in my radar given their fundamental position and I think they'll still continue to do well over the next few years but with blue chip like Singtel offering close to 6% when they dived down, it was simply a case of too good to miss.

Net Worth Portfolio

The portfolio has increased from the previous month of $671,320 to $673,590 this month (+0.3% month on month; +10.7% year on year).

This is also the sixth time in the seven month this year that the portfolio has broken a new all time record high.



Given how the STI market is doing in general (I think down about -2.47% inclusive dividend), I am pretty satisfied with the return of my portfolio so far this year.

I think we'll see a much improved second half performance in the year.

Family Portfolio

This is to update the part of family's portfolio which I managed together with mine.

The goal is to ensure the portfolio grow at a steady rate especially the children's portfolio until they turned semi-adults, which I will then have it transferred to their own account.

1.) Wife's Portfolio

No changes to the previous month update on this.

No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
FLT
13,500
1.06
14,310.00
70.0%
2.
Sasseur Reit
8,000
0.71
  5,680.00
30.0%
Total SGD
19,990.00
100.00%


2.) Baby B1.0 Portfolio (Age: 4 years and 3 months)

No changes as well to the previous month updates after I reinvested the dividends.

No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
FLT
13,500
1.06
14,310.00
86.0%
2.
Singtel
700
3.24
  2,268.00
14.0%
Total SGD
16,578.00
100.00%


3.) Baby B2.0 Portfolio (Age: 1 year and 6 months)

No changes as well to the previous month updates after I reinvested the dividends.

No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
FLT
3,200
1.06
3,392.00
52.0%
2.
Singtel
1,000
3.24
3,240.00
48.0%
Total SGD
6,632.00
100.00%

4.) Mum's Portfolio

No change to the portfolio.

Still owe my mum $220 dividend cash payment for month of Jun dividends for FLT.

No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
FLT
6,000
1.05
6,300.00
100.0%
Total SGD
6,300.00
100.00%


Final Thoughts

It's earnings season starting this month so I'll be putting more focus on watching potential development on some of the companies in my portfolio and in my radar.

Between this time and next month, it is also interesting time as many companies are announcing interim dividends which means another bumper months next month.

Meanwhile, I'll stay with my strategy for now since it's working pretty fine.

Thanks for reading.

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23 comments:

  1. Hi B,

    Sometime since I last left a comment hehe.
    I see you chalking up on SingTel :)

    Unfortunately, I missed my golden opportunity when it's hovering around the sub 3 range :(

    ReplyDelete
    Replies
    1. Hi Sleepydevil

      Yeah I was also fortunate to see them getting down to those range and I pounced on it almost immediately. I even had to divest to get more Singtel at this price, I think it's too good to miss out :)

      Delete
  2. Hi B,

    Thanks for sharing yesterday at Investor Exchange 2018. Always interesting to see how others analyse and pick stocks.

    I had hoped to speak with you after the event, but you had a legion of fans jostling for your attention haha. Word of advice for your future speaking engagements, maybe tone down a bit on the technical aspects of your analysis. As a accountant myself, I understand what you are talking about, but I could sense the crowd spacing off a bit.

    All the best for Project Cost-Saving!

    Regards,
    KK

    ReplyDelete
    Replies
    1. Hi KK

      Many thanks for being there yesterday :)

      Yes, that was one feedback which I also got haha that is why I am not too suitable for public speaking cos I probably doze half the audience off but I couldn't pick up a better materials without having to speak without the technicals.

      Delete
    2. But I know what will make them wake up... Tips right?? haha

      Delete
    3. Dont worry too much on the technical feedbacks. this is exactly how you analysis your stocks. What you are sharing is how u do it where its up to us how on to digest your thinking process. i prefer to know the thought process than getting tips. ;)

      Delete
    4. Hi Tad Coffee

      Thanks a lot for your feedback! Appreciate it.

      Delete
  3. B,
    Congrats on your +10.7% YOY return , mine was in red of -4.2% ( including dividend) , much to catch up...:)
    Cheers !!

    ReplyDelete
    Replies
    1. Hi Sim

      Thank you, Reits have been battered quite badly since the interest rates start to rise but I think it'll regain its sound footing again soon :)

      Delete
  4. Hi B,

    Sasseur Reits has recently dipped below 70 cents, probably due to the devaluation of RMB. This is below NAV and IPO price. Do you think it is a good chance to load up on it ?

    ReplyDelete
    Replies
    1. Hi Betta man

      YES!!! Sasseur Reit is in one of my priority watchlist.

      Delete
    2. just for sharing:

      https://secure.fundsupermart.com/fsm/article/view/14219/sasseur-reit-attractive-8-33-yield-supported-by-top-notch-outlet-malls

      Delete
    3. What do you think is a reasonable entry price. 68 cents?

      Delete
  5. Hi B,

    Nice escape on your uploading of Ho Bee Land shares before the stamp duty announcement.
    Probably time to load back on the developers soon.

    ReplyDelete
    Replies
    1. Hi Frowns88

      Haha I guess was real lucky with that.

      Apart from Ho Bee Land or Capitaland though, I don't really have much interests in the other developers with their slightly more traditional model.

      Delete
  6. Hi B

    You talk at Investor Exch is insightful. Just a question regarding your biggest counter Vicom (which I am vested as well) - The counter is relatively illiquid, who it be a issue if you need to divest when the time come? You mentioned something at the IE why Vicom is the biggest counter in your portfolio. Perhaps you can enlighten us here.

    ReplyDelete
    Replies
    1. Hi Anonymous

      You are fellow shareholders as well :D

      I see Vicom as my cash part actually. And the fact that they are giving decent 6% unlevered yield at the moment with potential earnings growth in the near future, I think this is one pillow stock to look out for. I think this company can outperform in the next few years in both bull and bear market conditions.

      Delete
  7. Hi B,

    I loaded up on Singtel too. Got it at $3.1, but due to low cash flow, I only purchased 1,000 units. =)

    While I am confident with Singtel over the long term, it looks like it may still continue to be battered over the short term.

    ReplyDelete
    Replies
    1. Hi MIM

      Ah Congrats, better than nothing right? :D

      I think business wise they should do fine, with institutional selling seem to taper off, I think they'll do range bound this year.

      Delete
  8. Hi B,

    For the next investor talk, the speakers (you all) may consider recording short videos to put up on you tube. You all can share the insights and knowledge, build up the community, as well as share the fun and atmosphere there.

    Regarding your investment positions,
    As long as you can put a definitive value on your counters and you are positive about its future prospects, short term fluctuations should not matter as much. Still, hope for the best and keep the fingers crossed!

    ReplyDelete
    Replies
    1. Hi INTJ

      Thanks for the suggestion.

      I think the event organizer did take some of the videos but I don't know what they'll do with them. I'll leave it to them to sort it out.

      Btw, nice addition to your silverlake continues :)

      Delete
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