Monday, May 7, 2018

Dividend Income Updates - Q2 FY2018

I am writing this dividend update in an attempt to compile my quarterly dividend performance for the year.

The theme of this post will be based on my understanding of the advantage of dividend investing and that is to compound dividends for as early as we can, for as long as we live.

I am sure by now many of you have heard the common saying of “Sell in May and Go Away” phenomenon that has been going around, lurking and prompting investors to sell their portfolio holdings and seek a hideout until the bear comes out. There are some truth in this, as hindsight statistics have proven over the years that resembles many other hidden truths but do note that they are not bound for absolute certainty given how some years they’ve turned out otherwise.

If we take a step back and think what it really means, we will soon realize that they are unreal. They are noises to stir around the emotion of an individual, to test and see if they are investors who have a developed mind of their own or simply buying and selling based on what they heard on the street. I’ve been tempted myself not once, not twice but a couple of times, many times in fact over my investing journey and with the ubiquitous of the media stream, I believe the same goes for many.


CountersAmount (S$)Ex-DatePayable Date
Vicom6,178.00 30-Apr10-May
M14,650.00 18-Apr27-Apr
Fraser Logistics Trust3,971.00 16-May26-Jun
Ho Bee Land3,000.00 15-May31-May
Far East Hospitality Trust1,175.00 3-May12-Jun
Starhill Reit1,090.00 3-May30-May
Tuan Sing240.00 2-May26-Jun
OCBC6.46 18-May4-Jun
FCOT1.23 26-Apr30-May
Total 20,311.69

After tabulating my dividend for all my companies, the 2nd quarter dividend amount came up to $20,311.69. Since I did not receive anything in the first quarter, it makes sense that I am getting more in this quarter.

I am scheduled to target $40,000 by the end of this year, so I am keeping my hopes pretty high up. Let's see where it takes me.



Together with the past dividends, I have now accumulated about $101,403 worth of dividends and I trust that this will keep on accumulating further in the next few years to come.



I am treating this dividend income as part of my cashflow which would be reinvested into the market that will give me a higher dividend income in the future which would fund my early retirement, if that is ever going to happen.

If you think that this strategy might work out for you, I’d suggest you give it a try for at least one year and see what happens. For most, I think it’s a pretty addictive exercise to churn out year after year. 

How are you doing in terms of dividend in the 2nd Quarter?

Thanks for reading.

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25 comments:

  1. Hi B,

    Impressive, your dividends in one quarter is 10 times my annual dividends haha. I'm looking to move towards more dividend investments. Hope to one day reach your level :)

    Regards,
    KK

    ReplyDelete
    Replies
    1. Hi KK

      Please don’t say that... I’ve got a long way to go too to reach the targeted goal but I believe time is a friend to all of us which will make sure we reach the intended destination in time to come :)

      Delete
  2. Hey B,

    Impressive dividends over there!Thats like having another person working. Still taking my baby steps towards this project, hope I will be like you some day in the future!

    ReplyDelete
    Replies
    1. Hi Cupcake

      Indeed I like to think it in that manner too as if I have a clone who’s working on behalf.

      Many thanks for the compliments :)

      Delete
  3. Congrats ! B.. another milestone for dividend income investing...
    Cheers :D

    ReplyDelete
    Replies
    1. Hi STE

      Thank you, you are my motivation to look forward to.

      Delete
  4. The dividend receive is proportiinal to the anount of capital invested if they are invested in yield stocks. Make sense? How much is your invested capital?

    ReplyDelete
    Replies
    1. Hi Henry

      The invested capital is about $390k while the rest came in the form of capital gains and dividends.

      The yield is proportional to the amount I have inside which I think makes up about slightly less than 6% yield but about there.

      Delete
  5. Thank you for all the hard work in researching many topics for all of us and keeping us educated as one source for all of our information. Enjoying to read your blog and keep up the good work. All the best from Europe Buy Tiger Balm

    ReplyDelete
  6. Congratulations B! I hope you meet the target of $40,000! I am similar to you in many ways (age, 2 young kids etc), but my annual dividends will probably be around 6.5k this year! You are an inspiration to me!

    ReplyDelete
    Replies
    1. Hi MIM

      You’re doing very well from your end too.

      We are all inspiration to one another. It’s not really a competition against others but its to push us to become better today than yesterday :)

      Keep on going and keep on writing too!

      Delete
  7. your portfolio does not have fixed income, gold, etc to cushion a stock collapse. On 9 Mar 2009, the STI was 1456 points after falling from the high of 3800+ in late 2007. if you had witnessed 9 Mar 2009, you will not construct a portfolio like this.

    ReplyDelete
    Replies
    1. Hi Anonymous

      First of all, common courtesy to say Hi :)

      I dont agree with your statement. I think 2009 is a hindsight bias and you keep looking at that empowering your inner self into thinking its a risk to put all your money into equities. The fact is strong companies do rebound and the only missing opportunities I am seeing is you will not be able to take advantage during downturns if you dont have enough warchest but thats a separate story for another day.

      And oh yes, do leave your name behind :) It’s always hard to talk to an anonymous ;)

      Delete
    2. i am just cautioning, from experience: 1997~1998, 2001~2002, 2003~2005, 2007~2009.
      Portfolio management is not just about %return, it is more about risk diversification (reduction) to improve %return and cushion loss in sharp corrections and shocks. you have a rather sizable portfolio, but with almost zero risk management. it will be a pity if it is unable to cushion the next shock.

      my portfolio value is in the 7-digits:
      * Cash - 36%
      * Fixed income - 36%
      * Stocks - 24%
      * Gold - 4%

      *** Signed off ***

      Delete
    3. Not every retail investors fear market volatility. May be learn from Warren Buffet : Focus on operating income and less on investment value. :-)

      Delete
    4. Hi Anonymous

      I think it is weird to say that I have almost zero risk management when you dont know me that well.

      In fact I can also say that gold and cash doesnt hedge against risk management...risk management is from something that you know. An asset class cannot provide that. Thanks.

      Hope you have fun with your 7 digit portfolio.

      Delete
  8. Hi Brian,

    Congratulations on achieving $20k of dividends for the first half of 2018, that's like about $3.3k per month, fantastic! Would love to hit this target within 10 years too.

    I am holding similar counters such as FLT and FEH trust, nearing $100 a month on average in dividends currently.

    Thanks for your posts so far, Its a constant reminder to remain on track to grow my wealth.

    Jiawei

    ReplyDelete




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